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Verification - Only

Please note that merchants cannot send full card numbers via API unless they have obtained an exception.

This API call let's you verify a credit card. The response is an XML of the credit card verification.

Request Fields

Field Name Type Required Description
transactionType String Yes verify
accountId Integer Yes The Helcim Commerce account ID.
apiToken String Yes API token used for authentication and access control.
customerCode String No The customer code.
cardHolderName String Yes The cardholder names.
cardNumber Integer Yes The credit card number.
cardExpiry Integer Yes The credit card expiration date.
cardCVV Integer Yes The credit card CVV (digits on back of credit card).
cardHolderAddress String Yes The card holder's address.
cardHolderPostalCode String Yes The card holder's postal code.
ipAddress String No IP Address of the customer making the transaction.

Response Fields (XML)

Field Name Type Description
message - XML structure
response Integer 1 or 0. Whether the transaction was approved or declined.
responseMessage String Result of transaction (Approved/Denied).
notice String Error/warning message from Helcim.
transaction - XML structure
transactionId Integer The transaction ID.
type String The transaction type (verify, purchase, refund, pre-auth, capture).
date String The date of the transactions
time String The time of the transaction.
cardHolderName String The card holder's name.
amount Decimal The amount of the transactions.
currency String The currency of the transaction.
cardnumber String The credit card number (first 4 and last 4 digits only).
cardToken String The credit card token.
expiryDate Integer The credit card expiry date.
cardType String The credit card type (Visa, Mastercard, Amex, Discovery).
avsResponse String The address verification response.
cvvResponse String The CVV verification response.
approvalCode String The approval code.
orderNumber String The order number.
customerCode String The customer code.


For all API requests, there are also generic API authentication and user access restriction errors.

Response Code Error Code Message Description
0 - Card Has Expired The credit card has expired, or the expiration wasn't entered.
0 - Declined - Invalid Card Number Invalid Expiry Date The credit card number and/or expiry date was not entered or is invalid.

Related Articles

Refund or Return
Capture (Force)
Batch Settlement
Response Fields
Pre-Authorization (Preauth) with Customer Code
Preauthorization (Preauth) with Card Token
Refund or Return with Card Token
Purchase or Sale
Purchase Using a Card Token
Purchase Using Mag-Data
Purchase Using a Customer Code
Request Fields
Pre-Authorization or Preauth

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